Department Contact Info


 Director Gandulla
 Carmen Gandulla, Director
The Division of Community Development works in partnership with a wide range of public agencies, non-profit organizations, and developers to provide vital community programs and develop affordable housing opportunities. The Division is responsible for administering federal grant programs funded by the U.S. Department of Housing and Urban Development and the U.S. Department of Health & Human Services. The Division also assists in managing the City of Jersey City’s Affordable Housing Trust Fund and plays a key role in the Mayor’s Quality of Life Task Force.

ANNOUNCEMENT - 2018 Annual Action Plan Available for Public Comment (Posted June 5, 2018)
The Division of Community Development has released a draft of the 2018 Annual Action Plan — a grant-funding guideline to address the City's housing, community development and economic development needs over the 2018–19 fiscal year. Physical copies may be viewed at the Division of Community Development (30 Montgomery Street, Suite 404), the Jersey City Public Library Main Branch (472 Jersey Avenue), City Hall (280 Grove Street) and the Mary McLeod Bethune Life Center (140 M.L.K.). A PDF version is posted here. The Annual Action Plan is open to public comment until July 5. A public hearing will be held at the Bethune Center on June 20, 2018, from 5:30 p.m. to 7 p.m. If you are unable to attend the hearing, please address written comments to Director Gandulla, and submit comments electronically at

2018 Annual Action Plan DRAFT

ANNOUNCEMENT - 2017 CAPER Available (Posted June 5, 2018)
The Division of Community Development has released the Consolidated Annual Performance and Evaluation Report (CAPER) for the 2017–18 fiscal year. It summarizes the Division's activities and progress made in implementing the 2017–18 Annual Action Plan and 2015–19 Consolidated Plan.

2017 CAPER

ANNOUNCEMENT - CDBG/HIP Seeking Contractors (Posted February 22, 2018)
The CDBG Home Improvement Program (CDBG/HIP) uses federal CDBG funds to perform necessary home repairs for owner-occupied one- and two-family units, in order to address safety and health hazards, as well as abate code violations. The Division of Community Development seeks home rehabilitation contractors to participate in CDBG/HIP. Please review the program requirements and download the application at the links below.

CDBG Home Improvement Program Flyer
CDBG-HIP Contractor Application 2018

 Citizen Participation
The Division of Community Development is seeking public input in regards to the use of funds received from the U.S. Department of Housing and Urban Development (HUD) that fund public services, public facility improvements, infrastructure improvements, affordable housing development, other housing services, and homeless services. Please click on the link below to share your input.

Jersey City HUD Entitlement Grant Public Input Survey

Qualifying for Assistance

The programs we administer are primarily designed to benefit people of low and moderate income, as defined by HUD. “Low” income is less than or equal to 50% of the Area Median Income (AMI). “Moderate” is less than or equal to 80% of AMI. For the 2018 fiscal year, Jersey City’s AMI is set at $66,500. The relevant income limits are as follows:

HUD Income Limits 2018      
Family Size: One  Two  Three  Four  Five  Six  Seven  Eight 
Low (50–80%) $52,750  $60,250  $67,800  $75,300  $81,350  $87,350  $93,400  $99,400 
Very Low (30–50%) $32,950 $37,650  $42,350  $47,050  $50,850  $54,600  $58,350  $62,150 
Extremely Low (0–30%) $19,800  $22,600  $25,450  $28,250  $30,550  $33,740  $38,060  $42,380 
Source: U.S. Department of Housing and Urban Development

Affordable Rent Levels

We consider housing affordable when a household spends no more than 30% of its income on rent. HUD defines the Fair Market Rent (FMR) for Jersey City. Our programs have two levels of affordable rent below the FMR, based on 65% of AMI and 50% of AMI. For the 2018 fiscal year, Jersey City’s FMR is set at $1,351 per month for a one-bedroom unit. The relevant rent levels are as follows:

Monthly Rent Levels 2018
Unit Type: Efficiency  One-BR Two-BR Three-BR Four-BR Five-BR Six-BR
Fair Market Rent $1,201 $1,351 $1,614 $2,042 $2,198 $2,528 $2,857
High Rent Limit (65% AMI) $1,051 $1,128 $1,354 $1,556 $1,716 $1,876 $2,034
Low Rent Limit (50% AMI) $823 $882 $1,058 $1,223 $1,365 $1,506 $1,646
Source: U.S. Department of Housing and Urban Development

Grant Programs
Community Development Block Grant (CDBG)
The Community Development Block Grant provides annual grants to develop viable communities by providing funding for decent housing, suitable living environments, and expanding economic opportunities, principally for low and moderate income persons.

Community Services Block Grant (CSBG)
The Community Services Block Grant provides grants to help funding for programs, services, and activities that alleviate the causes and conditions of poverty in communities such as addressing employment, education, financial literacy, housing, nutrition, emergency services and/or health issues.

Home Investment Partnerships Grant (HOME)
The Home Investment Partnerships grant is the largest Federal block grant to State and local governments designed exclusively to create affordable housing for low-income households. The program is designed to reinforce several important values and principles of community development, such as empowering people and communities to design and implement strategies tailored to their own needs and priorities and expanding & strengthening partnerships among all levels of government and the private sector in the development of affordable housing.

HOME Investment Partnerships Grant (HOME) Notice of Substantial Amendment of FY 2017 (Posted January 29, 2018)

CDBG Home Improvement Program (CDBG/HIP)
The CDBG Home Improvement Program (CDBG/HIP) is administered by the Division of Community Development (DCD). This program provides grant funds to eligible low/moderate income homeowners for needed repair and rehabilitation of owner-occupied homes. Eligible properties may be from 1-2 units and condominiums do not qualify. The maximum grant that a homeowner may receive is $24,900 per residential structure. The grant is structured as a 10-year forgivable mortgage executed upon the completion of repairs. This program has income eligibility guidelines.

Golden Neighborhoods Homeownership Program (GNHP)
The Golden Neighborhoods Homeownership Program provides increased opportunities for low and moderate income families to purchase a home in Jersey City. This program provides down payment and closing costs assistance for eligible first time homebuyers alleviating a major financial impediment of buying a home. Please contact the office for more information.

Housing Opportunities for Persons With AIDS (HOPWA)
The Housing Opportunities for Persons with AIDS program provides housing assistance and related supportive services for low-income persons living with HIV/AIDS and their families. Since the program’s inception in 1992, HOPWA has helped thousands of Americans with HIV/AIDS avoid homelessness by addressing their housing needs in coordination with access to medical and other care.

Relocation Assistance
The Relocation Assistance program provides assistance for tenants that have been displaced from their residence due to the following circumstances: building, housing or health code enforcement activities, accidental fire not caused by the tenant, government acquisition, code enforcement rehabilitation, and the “g” provisions under the Residential Eviction Law (P.L. 1993, c. 342). To apply, please contact the Relocation Assistance Team directly at 201-547-5468.

Emergency Solutions Grant (ESG)
The Emergency Solutions Grants program provides homeless persons with basic shelter and essential supportive services. It can assist with the operational costs of the shelter facility, and for the administration of the grant. ESG also provides short-term homeless prevention assistance to persons at imminent risk of losing their own housing due to eviction, foreclosure, or utility shutoffs.

Affordable Housing Trust Fund (AHTF)
The City of Jersey City is seeking applications from for profit and non-profit entities, or public entities to award funds for the purpose of developing affordable housing.

All development funds shall be awarded by the City from the Affordable Housing Trust Fund as loans to supplement other private or public funds needed to complete the project. Only non-profit and public entities will be eligible to use a portion of the fund award for predevelopment costs.

Affordable Housing Trust Funds have been made available through Long Term Tax Exemption developer contributions under N.J.S.A. 40A:20-1 et seq. All funds are to be used for the rehabilitation or preservation of existing affordable housing, construction of new low or moderate income affordable housing or, in limited circumstances, funds may be used for the acquisition of property for the purpose of creating affordable housing.

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